Emergent | Fullstack App

Your Plan · June 2026

A calmer way to see where your loonies go.

Income

Monthly inflow

Expenditure

Fixed $0 · Variable $0

Savings

Goal $1,000

Net Cashflow

Surplus

Income & Savings

All amounts in Canadian dollars.

Income

Refunds

Savings Goal

Investments

Savings Goal Tracker

$0/ $1,000

0% of goal · $1,000 to go

Target split

Savings$1,000· 100%

Investments$0· 0%

Expense Breakdown

Where your spending goes this month.

Add expenses to see the breakdown

Income vs Spend vs Save

A quick at-a-glance comparison.

AI POWERED

Upload Bank Statements

Drop your credit card and debit card statements (CSV or PDF). We'll separate income from expenses, auto-categorize each charge, and let you review everything before applying it to your budget.

Drag & drop CSV / PDF statements, or click to browse

Multiple files supported · Credit card & debit card

Categorization Model

PDFs always use Claude Sonnet 4.5 for accurate column parsing.

Expenditure Categories

Edit each line. Progress shows share of income.

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FIXED

Fixed Expenses

Recurring monthly commitments

VARIABLE

Variable Expenses

Lifestyle spending — adjust to hit your goal

Monthly Trend

Last 6 months of income, spend & savings.

Expenditure
Income
Savings

Month-by-Month Compare 📊

Comparing your variable spending — the things you can actually control. Pick how many months to compare!

You need at least 2 saved months to compare. Save another month's budget and come back! 📅